January 25th, 2012 
admin The year 2011 has come to an end and many investors are happy to say goodbye to the poor returns on their stock portfolios. As we move into a new year there is restrained optimism that 2012 will be better than 2011. Whether your views are bullish or bearish when it comes to the stock market one thing is for certain we are in for some tough and rocky road ahead.
Our government is facing some tough decisions around how to reduce the budget deficit and stimulate the economy and much of what they are proposing will result in less money staying in your pockets at the end of the day. If you are not aware of the changes on the table let me share a few with you. For starters the Federal Government has frozen the wages of all government public sector workers for the foreseeable future. The public sector employees are being told by their unions not to cause waves by demanding too much from their employers. What this translates to is that they don’t want employees to ask for raises or increased benefits at a time when the economy is weak and hundreds of thousands are out of work. They want you to accept things as they are until the economy picks up.
There is even talk of taking away some of the items currently covered by OHIP in order to save money. As I look at what is going on I can’t help but feel for those who are struggling to get by or have recently been relieved of their jobs. These people through no fault of their own are now forced to look for hand outs from the government or in some cases accepting whatever job they can find at reduced wages.
This is yet one more reason for each and everyone of you to do all that is necessary to secure your financial freedom. You can’t rely on anyone but yourself, the government will not be there to take care of your future. They might be able to help you avoid starvation but don’t expect them to help you live the good life during your retirement. If you want more you will need to take steps to create more in your life and that means you are going to have to do more than you are currently doing.
If you aren’t sure where to begin why not come out and joined a highly motivated group of individuals who understand that financial freedom is theirs for the taking. Come join us this Saturday in Toronto at the Thornhill Wealth Forum to learn how you can create your life by design. See below for details to this incredible presentation. I also would like to share with you that my first book “The Financial Fitness Blueprint”….a practical guide for building your life by design is now complete. It will be available this summer through IUniverse and I will share more as we get ready for the book launch.
Thornhill Wealth Forum is delighted to kick off the new year with 2 inspirational and educational topics on January 28, 2012.
RSVP HERE
Session One: Living Financially FREE on Your Terms
Courtney Carroll is a principal with the Toronto District School Board. He is a successful real estate investor, author, and professional speaker. Courtney is known as the “Financial Fitness Trainer” conditioning his clients for financial success. His passion for helping others navigate the world of personal financial was born from watching the devastating mistakes made by his own family when it came to money management. Today Courtney is a successful speaker sharing his powerful message with youth and adult audiences in the Greater Toronto area. His mission is to help millions escape the trappings of living mediocre lives and create the life of abundance they truly deserve.
His soon to be released book “The Success Principles Two” is a co-authorship with Matt Morris, Author of “The Unemployed Millionaire” . Courtney is also working on his first solo book titled “The Financial Fitness Blueprint” which will be available in 2012.
What will you learn?
1. The importance of goal setting and why this simple discipline holds the key to your future success
2. The difference between wanting to become financially free and having to become financially free
3. Why real estate investing is one of the best vehicles you can drive to financial freedom
4. Why the “Ant Philosophy” will help you succeed quicker
Session Two: Learn How To Invest In Mortgages
If you are an investor looking for high returns from secured investments, then you cannot miss a presentation
by Bruce Ramsey. You will learn:
- How to convert your Mutual Funds, Pension Plan, Savings or GIC’s into investments that yield 8% to 12% with Private Mortgages.
- How to lend money from your RRSP, RESP, TFSA or LIRA
- How to secure your investment using real estate as collateral
- How to minimize the risk of your investment
- How to diversify your assets away from an unstable and volatile stock market
- About current mortgage lending opportunities
….and much, much more
Meeting Details:
January 28, 2012 – 1pm – 4pm
LOCATION: BAYVIEW GOLF AND COUNTRY CLUB
25 Fairway Heights Drive (Leslie & Steeles)
Thornhill , ON L3T 3X1
Meeting starts at 1pm – 4pm
Admission: $10
